Banking Research & Consulting

Sunday, 19 May 2024

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Are Thai banks prepared for the next phase in digital competition?

The last four years have been considered the worst for Thai banks in retail banking. Despite a meagre income and loan growth, banks have been working hard to improve operating efficiencies, re-balance portfolios, and build digital platforms to support the country’s next phase in e-payments, internet financing and micro lending.

Research Notes

Banks embrace digital innovation but find it hard to make substantial changes to its conventional business model

In the quest to create financial ecosystems, banks believe they can stay relevant to a customer’s financial needs.

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Our archives on CIMB

Are Thai banks prepared for the next phase in digital competition?

Banks embrace digital innovation but find it hard to make substantial changes to its conventional business model